Send, spend and convert money across 160+ currencies at the real mid-market rate — no hidden margins, no surprise fees, settled in seconds.
Arrives in 4 seconds
EUR up 0.4% today
We strip out the spread, the markups and the waiting. What’s left is a faster, fairer way to move money in any currency you need.
You get the exact rate banks quote each other — pulled live and locked before you confirm. No padded margins hiding in the conversion.
Funds are held with regulated partner institutions and protected by 256-bit encryption, biometric login and round-the-clock fraud monitoring.
One small, transparent fee shown before every exchange. No monthly minimums, no inactivity charges, no fine print working against you.
From sign-up to settled transfer in minutes — no branch visit, no paperwork queue.
Punch in any amount and currency pair to see exactly what you’ll get at the mid-market rate, with the fee shown up front. The number you see is the number you receive.
A pricing engine that pulls live interbank rates and locks them the instant you confirm — with rate alerts, targets and same-day settlement built in.
One card that spends from whichever balance is cheapest, auto-
converts at the real rate abroad, and freezes instantly from your
phone if it ever goes missing.
Hold, convert and send the currencies you use most — major, regional and emerging, all in one place.
US Dollar
Euro
British Pound
Indian Rupee
Japanese Yen
Australian Dollar
Canadian Dollar
UAE Dirham
Singapore Dollar
Swiss Franc
SA Rand
Mexican Peso
…and 150+ more currencies, with new corridors added every month.
Track every balance, lock a rate, send to a saved recipient and split bills across currencies — all from a wallet that fits in your pocket. No queues, no paperwork.
Whatever borders your money crosses, STCurrency keeps the rate honest and the transfer fast.
Tap your card in 160+ countries and spend at the real rate.
Get paid by clients abroad, hold the balance, and convert when it suits you.
Pay suppliers and run multi-currency payroll with batch transfers.
Send money home or support students overseas with low fees.
We hold your funds with regulated partner institutions and wrap every transfer in the same controls a bank uses — so moving money across borders never means lowering your guard.
Held with licensed, regulated institutions.
Every session and transfer is encrypted end-to-end.
Card data handled to PCI-DSS standards.
Customer funds kept separate from company money.
Join 200,000+ people and teams who move money the smarter way — open an account in minutes and make your first exchange today.
Transparent, pay-as-you-grow plans built around how much you move and where. No hidden fees, ever.
For individuals starting their borderless journey.
For frequent travellers and remote earners.
For businesses moving money at scale.
Everything you need to know about exchanging, sending and holding money with STCurrency.
Rate moves, new currencies and product updates — sent when they matter, never just to fill an inbox.
